Straightforward Accounting, Personalised for You

With over a decade in UK finance, including roles in the Civil Service and a Big 4 firm, I help clients save on taxes, stay compliant, and feel confident about their money.

Straightforward Accounting, Personalised for You

With over a decade in UK finance, including roles in the Civil Service and a Big 4 firm, I help clients save on taxes, stay compliant, and feel confident about their money.

The BeniRatio Finances Effect

Not your usual accountant! At Beniratio Finances, we deliver tailored and strategic accounting designed to help you save, grow and get clarity with your numbers.

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Insightful, yet simple Insightful, yet simple

Insightful, yet simple

We believe accounting should be relatable and interesting. We simplify complex financial concepts by breaking them down so you love your numbers again.

Your Favourite Accountant Your Favourite Accountant

Your Favourite Accountant

We go beyond the numbers—offering personalized, reliable financial guidance that makes us the accountant you actually enjoy working with.

Proactive Financial Guidance Proactive Financial Guidance

Proactive Financial Guidance

We don’t just manage numbers; we help you make sense of your money. Our strategic approach has helped businesses save hundreds of thousands in taxes.

Business Accounts & Filing

We offer expert accounting services to help businesses manage their finances with precision and confidence. From bookkeeping to tax planning, we provide tailored solutions that ensure compliance, efficiency, and financial growth.

Company Tax Return

Filing your company tax return doesn’t have to be a headache! At Beniratio Finance, we make the process smooth, stress-free, and even a little fun—so you can focus on growing your business while we handle the numbers.

Individual Self Assesment Return

Managing your business finances doesn’t have to be a chore! At Beniratio Finance, we make business accounting simple, stress-free, and tailored to your needs—so you can keep building your empire while we keep the books in check!

Insightful, yet simple

We believe accounting should be relatable and interesting. We simplify complex financial concepts by breaking them down so you love your numbers again.

Your Favorite Accountant

We go beyond the numbers—offering personalized, reliable financial guidance that makes us the accountant you actually enjoy working with.

Proactive Financial Guidance

We don’t just manage numbers; we help you make sense of your money. Our strategic approach has helped businesses save hundreds of thousands in taxes.

Insightful, yet simple Insightful, yet simple

Insightful, yet simple

We believe accounting should be relatable and interesting. We simplify complex financial concepts by breaking them down so you love your numbers again.

Your Favourite Accountant Your Favourite Accountant

Your Favourite Accountant

We go beyond the numbers—offering personalized, reliable financial guidance that makes us the accountant you actually enjoy working with.

Proactive Financial Guidance Proactive Financial Guidance

Proactive Financial Guidance

We don’t just manage numbers; we help you make sense of your money. Our strategic approach has helped businesses save hundreds of thousands in taxes.

Business Accounting

Keep your business compliant with HMRC and Companies House using our flexible accounting service. We offer tailored solutions that include payroll when needed.

Pricing and Profitability

Set the right price for your products to ensure you earn what you deserve. We help you create a pricing strategy that drives real profitability.

Accounting & Bookkeeping

Set the right price for your products to ensure you earn what you deserve. We help you create a pricing strategy that drives real profitability.

Management Accounting

Receive clear financial insights through regular reports and review sessions. We offer monthly, quarterly, or bi-annual support to keep you on track.

Business Cashflow

Plan your cash flow so every pound works towards your growth. We help you manage your funds effectively for smarter investments.

Confirmation Statement

Keep your company records updated with our annual service. We provide a clear snapshot of your business’s management and ownership.

Self-Assessment HMRC Returns

Complete your self-assessment accurately and on time with our expert guidance. We simplify the process to keep you stress-free.

Self-Employed Budgeting

Make the most of your income with a budgeting plan tailored for you. We help you manage your finances so you can focus on what matters most.

Tax Planning

Structure your finances to reduce your tax liability and boost savings. Our strategic service ensures you keep more of your hard-earned money.

A CIMA qualified accountant and Finance Management Consultant, Benedicta Egbeme is at the front lines of everything finance.

  • In 2018, she founded BeniRatio Finances to help business owners, entrepreneurs, and individuals confidently navigate the UK tax system. Her expertise has helped clients secure substantial tax refunds while remaining fully compliant with HMRC regulations.

  • A respected voice in finance, Benedicta regularly speaks at events and delivers workshops on UK tax, compliance, and business finance. She was recently featured on the BBC and spoke at TikTok HQ in London, sharing practical advice on managing money and understanding tax in today’s economy.

She hosts Behind the Business, a podcast exploring the real stories behind entrepreneurs and professionals across the UK.

A CIMA qualified accountant and Finance Management Consultant, Benedicta Egbeme is at the front lines of everything finance.

  • In 2018, she founded BeniRatio Finances to help business owners, entrepreneurs, and individuals confidently navigate the UK tax system. Her expertise has helped clients secure substantial tax refunds while remaining fully compliant with HMRC regulations.

  • A respected voice in finance, Benedicta regularly speaks at events and delivers workshops on UK tax, compliance, and business finance. She was recently featured on the BBC and spoke at TikTok HQ in London, sharing practical advice on managing money and understanding tax in today’s economy.

She hosts Behind the Business, a podcast exploring the real stories behind entrepreneurs and professionals across the UK.

Beyond the Balance Sheet

Bringing tax and finance to life, with clarity and precision.

Check out our instagram feed to find valuable information

Check out our instagram feed to find valuable information

Speaking at

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Our Financial Voice on

Trusted Platforms

BeniRatio Finance has been featured on top platforms like BBC and Spotify, sharing expert insights on business finance, tax planning, and money matters that truly impact lives.

Featured Article on BBC by Benedicta

Behind the business with Benedicta

Our Financial Voice on

Trusted Platforms

BeniRatio Finance has been featured on top platforms like BBC and Spotify, sharing expert insights on business finance, tax planning, and money matters that truly impact lives.

Featured Article on BBC by Benedicta

Behind the business with Benedicta

Ready to simplify your numbers and fuel growth?

Ready to simplify your numbers and fuel growth?

BeniRatio Finances

Empowering you to make sense of your finances, one decision at a time.

Services

Pricing and Profitability

Management Accounting

Confirmation Statement

Business Cashflow

Business Accounting

Tax Planning

Self Employed Budgeting

@2025 Beniratio Finances. All rights reserved

@2025 Beniratio Finances. All rights reserved