Changing the Face of Finances
One Business at a Time.
With a decade of experience in finance management BeniRatio Finances offers a personal, no-nonsense approach to accounting. We turn complicated figures into a strong base for your ongoing success.
Your Favourite Accountant helping you safeguiding your path in Financial Management
The BeniRatio Effect
At BeniRatio Finances, our mission is to empower business owners by making sense of their numbers through a solid financial foundation. e business at a time. We deliver real, tailored solutions in pricing and profitability, business cashflow, and management accounting—changing the face of accounting on
More than Just Accounting
At Beniratio Finance, we bring a fresh breathe intp accounting, helping our clients understand their number and get the best from their money.
Duplicating Excellence
As part of our vision to ensure everyone has access great accounting, we train accountants across the country as part of our vision to make great accounting accessible.
Meet Founder
A CIMA qualified accountant and Finance Management Consultant, Benedicta Egbeme is at the front lines of everything finance.
Bringing over a decade of expertise in finance management and the UK tax system, Benedicta Egbeme has experience working in the UK’s civil service and in one of the “Big 4” accounting firms.
As a finance speaker in high demand, she has led workshops for private and public sector groups and participated in panel discussions with industry leaders on business and finance topics. At BeniRatio Finances, Benedicta helps clients navigate the UK tax system, save on taxes, and remain compliant.
Our story
Born from a blend of deep financial expertise and a genuine passion for educating people about their finances, BeniRatio Finances was established in 2018 to revolutionize the way business owners approach their finances. After managing multi-billion-pound projects for global organisations, our founder recognised that every business—whether a solo venture or a large enterprise—deserves clear, actionable financial guidance.
1k+
businesses helped across the country
18k+
Followers across all social platforms
2M+
views across all platforms
Speaking Engagements
Straight-Talking Finance:
Live Sessions with Benedicta
In 2023, Benedicta launched her podcast, Behind the Business, available on all major podcast platforms, including YouTube. Sharing her expert knowledge of the UK's tax system, she was featured on The Savvy Wallet Podcast, where her interview attracted over 1.7 million views across all platforms. Benedicta has also been featured on BBC and other popular podcasts like All Things Money, Pennies to Pounds, and Bread and Butter Podcast.
Featured Article on BBC by Benedicta
Behind the business with Benedicta
Snapshot from recent events
Business Accounting
Keep your business compliant with HMRC and Companies House using our flexible accounting service. We offer tailored solutions that include payroll when needed.
Pricing and Profitability
Set the right price for your products to ensure you earn what you deserve. We help you create a pricing strategy that drives real profitability.
Accounting & Bookkeeping
Set the right price for your products to ensure you earn what you deserve. We help you create a pricing strategy that drives real profitability.
Management Accounting
Receive clear financial insights through regular reports and review sessions. We offer monthly, quarterly, or bi-annual support to keep you on track.
Business Cashflow
Plan your cash flow so every pound works towards your growth. We help you manage your funds effectively for smarter investments.
Confirmation Statement
Keep your company records updated with our annual service. We provide a clear snapshot of your business’s management and ownership.
Self-Assessment HMRC Returns
Complete your self-assessment accurately and on time with our expert guidance. We simplify the process to keep you stress-free.
Self-Employed Budgeting
Make the most of your income with a budgeting plan tailored for you. We help you manage your finances so you can focus on what matters most.
Tax Planning
Structure your finances to reduce your tax liability and boost savings. Our strategic service ensures you keep more of your hard-earned money.
Ready to simplify your numbers and fuel growth?
BeniRatio Finances
Empowering you to make sense of your finances, one decision at a time.
Services
Pricing and Profitability
Management Accounting
Confirmation Statement
Business Cashflow
Business Accounting
Tax Planning
Self Employed Budgeting