Get all your business finance and accounting questions answered.
Download nowNeed a little help with getting your finances together? Grab the Money Manager Tool to get started!
Download nowGet your business finances in check. Organise your business income and expenses.
Download nowReady to make your money work for you. The Investment Calculator will help you invest your money accordingly.
Download nowFrequently asked questions
Get all your business finance and accounting questions answered.
Business Income & Expense Record
Simple and easy to use template to help you keep a record and track your self-employed or limited company expenses
Investment Calculator
Ready to make your money work for you. The Investment Calculator will help you invest your money accordingly.
Budget Template - Money Manager Tool
Need a little help with getting your finances together. Grab the Money Manager Tool to get started!
Benedicta Egbeme founded BeniRatio Finances in 2018 with a clear mission: to help business owners, entrepreneurs, and individuals confidently navigate the complexities of the UK tax system. Known for her practical, no-nonsense approach, Benedicta has helped countless clients secure significant tax refunds while staying fully compliant with HMRC regulations.
1k+
Businesses served across the UK
500k+
people educated on financial literacy
Led by Benedicta Egbeme, a finance veteran behind multi-billion-pound projects for global leaders like BT, GSK, AngloAmerican, and DEFRA, BeniRatio Finances was founded in 2018 to serve business owners of all sizes. Whether you’re a solo-preneur, mum-preneur, or a company director, we deliver straightforward, trustworthy financial guidance that builds a robust foundation for lasting success.
Trusted Platforms
BeniRatio Finance has been featured on top platforms like BBC and Spotify—sharing expert insights on business finance, tax planning, and money matters that truly impact lives.
Featured Article on BBC by Benedicta
Behind the business with Benedicta
Trusted Platforms
BeniRatio Finance has been featured on top platforms like BBC and Spotify—sharing expert insights on business finance, tax planning, and money matters that truly impact lives.
Featured Article on BBC by Benedicta
Behind the business with Benedicta
Services
Pricing and Profitability
Management Accounting
Confirmation Statement
Business Cashflow
Business Accounting
Tax Planning
Self Employed Budgeting